Query re Pet cover

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Query re Pet cover Empty Query re Pet cover

Post by albie7 Thu Aug 08 2013, 20:12

I've looked through all the previous topics, but I might have missed it:
We have got Deez's renewal through today, and it has gone up £12, to £35 a month. So, I'm looking through all the quotes, etc and I'm struggling to be honest.
I have been advised to get lifetime cover, so the insurance will cover any illness for his lifetime, but they vary in how much a year they will pay.
I would like advice on if, on average, £2000 a year cover would be sufficient? I don't know how much long term medication costs?
I'm sooooo confused, we want the best for our boy, but we need it to be affordable.

Thanks for any thoughts on this.
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Post by Guest Thu Aug 08 2013, 21:14

It's a minefield, and every insurance company seems to have different levels etc.

Personally I always go for the highest cover, mainly because bull breeds are more likely to get into scrapes than many other breeds!

My last insurance was for £7500 per illness for life. So the company would pay for each illness/condition until the £7500 ran out.

The one I have now is (I think) for £4000 per year for life. A bit more complicated, but for each condition, the policy will pay out up to £4000 per year, with no ceiling on the evntual amount. So if the £4000 ran out during the policy year, I'd have to pay for treatment until the start of the next policy year when the insurance would kick in again.

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Post by Kathy Fri Aug 16 2013, 12:52

We have insured Rocky with Argos Pet Insurance on a Lifetime policy. The premium is £19.00 per month.

We were previously with PetPlan who wanted £22.50 per month for the same cover.

With Argos we went for the Platinum Policy which should pay out £7,000 in vet fees, £2 Million in 3rd Party Liability and with £65 excess per incident.

Recently made a claim for his cut foot couldn't fault them for paying out very quickly (within a week of them receiving the claim form from the vet)

Hope this helps.
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