Pet Insurance for 'Pre Existing Conditions'

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Post by ScoobiDoo18 Sun Jul 22 2018, 12:57

Hi guys

So I had insurance from Tesco who won't cover for what they call pre existing conditions which I've now found out and have wasted many months paying for nothing. Can anyone suggest a pet insurer that will cover for pre-existing conditions. Not had any luck finding anything online that isn't ridiculously priced for each dog. Thanks in advance.
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Post by gillybrent Sun Jul 22 2018, 15:23

Quite honestly, I don't know of any. I vaguely remember seeing one advertise on fb, but when I looked at it, the cover was ridiculously expensive!

What's the pre-existing condition? Sometimes you can challenge it if you can get backing from your vet.

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Post by ScoobiDoo18 Sun Jul 22 2018, 15:27

Well both my dogs are unwell at the moment, and I rang Tesco to ask what my policy was but it was only Accident and Injury only, and even if I upgraded to the Standard one which would cover health issues, since they weren't "fit and well" at the time of upgrade so to speak, they wouldn't cover me for it.
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Post by gillybrent Sun Jul 22 2018, 18:06

Oh, right. So basically they're saying you took out the wrong policy? If that's the case you've probably got a problem.

Even if you go with another insurer, there's a period where you can't claim - usually for at least 2 weeks from the commencement of the policy.

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Post by ScoobiDoo18 Sun Jul 22 2018, 18:17

They apparently don't have a policy that would cover for me now after I re-rang them up.
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Post by gillybrent Sun Jul 22 2018, 18:20

No, now they know about it they will have marked to policy.

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Post by ScoobiDoo18 Sun Jul 22 2018, 18:41

I hope so.
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