bloody stupid banks

they drive me nuts because Lloyds are selling 600 or so branches to Co-operative Group look like i have to go with them or going to town every time i need the bank the the 2rd time i had move bank in less then 2 years

if your a bank account with Lloyds here are the branches being sold off

http://www.lloydstsb.com/media/lloydstsb2004/pdfs/Verde_transferring_branches.pdf

I'm with the co-op, there good Xx

what do they offer for saving account at the moment i'm getting 3.75%

janey wrote:

I'm with the co-op, there good Xx

i hate it when people don't tell me what going off, i had to find this out myself it was the same with Halifax

I'm with the Co Op as well. Never had a problem with them.

Couldn't tell you what their savings rates are, though...I don't have enough to worry about it!

i dont enough but i wont turn down free money dont matter how little it is..

I've had the same bank for about 12 years but haven't been there in person for about 10 years or so. I do everything online.

Yes I do online banking also and I wouldn't have a clue on the interest rate! Never hangs around long enough to see!!

if you save £6 that = £312 a year x by 4 years that in the in the 5 years you get around £50

you keep adding to that you got nice bit of saving you may need in the future


you could also do a 5 year fix term where you can get 4.7% / 5% interest which i been thinking about

if your married and you both work £6 each that be £2496 that about £100

we do ok with LloydsTsb , my daughter uses my ISA and that is about 4 % I think , and good to see they aren't getting rid of the one in Leek

Getting rid of mine

I'm gonna wait until the co-op has it's first day and rob them.....see if they still want the building then >

Speaking as one who has worked for and know folks who work in the Co-op I wouldn't trust my money with them! But then again I'm with Barclays so that doesn't say much about my money sense does it!

Might just dig a hole in the woods and bury my money because let's face it, it would be safer!

I told Barclays to get stuffed about two years ago. I now do all my banking with Nationwide Building Society, no fat cat shareholders so any interest goes straight back to account holders. Simples.

Rachb26 wrote:Speaking as one who has worked for and know folks who work in the Co-op I wouldn't trust my money with them! But then again I'm with Barclays so that doesn't say much about my money sense does it!

Might just dig a hole in the woods and bury my money because let's face it, it would be safer!

co-op be around for years and will become 4th biggest bank the uk i think, this isn't about trusting them it's because being force to change & without telling me

i have to go with co--op or i would have to go into city centre every time i need money

Rachb26 wrote:Speaking as one who has worked for and know folks who work in the Co-op I wouldn't trust my money with them! But then again I'm with Barclays so that doesn't say much about my money sense does it!

Might just dig a hole in the woods and bury my money because let's face it, it would be safer!

I'd say the same about NatWest because I worked for them - but as long as they handle my money well & none of it goes astray I don't care. They're all the same, they all employ human beings who all do silly things & make mistakes!

kathytake2 wrote:I told Barclays to get stuffed about two years ago. I now do all my banking with Nationwide Building Society, no fat cat shareholders so any interest goes straight back to account holders. Simples.

I ditched Barclays 23 years ago as I was a student and they deceived me over an overdraft retraction when I took a loan out, when I complained they offered me it back there and then and retract charges I had incurred, me being me declined their offer and then went back 2 months later as I realised I needed it. Instead of giving it to me over the phone like before they demanded I came down for an interview with my wife, sat us across a big table, sweated us for 2 days and then declined us. Boy was I angry.
When I got back to work (I was sponsored) I got made redundant walked in with a check for 6,500 pounds and asked to see the manager (the guy that interviewed me) . I explained I was putting the money in the account to close within 4 days (along with the reason why) of course he was a different story then and apologetic, ( I also had another job to walk into paying 50% more money than my old job so not a financial risk to them) and walked across to TSB as it was and never looked back since

I wasn't going to tell you all about my secret amazing bank but since you all so downbeat. You don't need to shut your account down. Just send me your name, sort code and bank account number and Super doper erm tropper bank will transfer the money and shut your old account down for you. Sort all your direct debits out etc it will take only 1 hour to organise.....so who's up for it

BlueStaffBlue wrote:I wasn't going to tell you all about my secret amazing bank but since you all so downbeat. You don't need to shut your account down. Just send me your name, sort code and bank account number and Super doper erm tropper bank will transfer the money and shut your old account down for you. Sort all your direct debits out etc it will take only 1 hour to organise.....so who's up for it

Well, I think that sounds a very good offer......................

BlueStaffBlue wrote:I wasn't going to tell you all about my secret amazing bank but since you all so downbeat. You don't need to shut your account down. Just send me your name, sort code and bank account number and Super doper erm tropper bank will transfer the money and shut your old account down for you. Sort all your direct debits out etc it will take only 1 hour to organise.....so who's up for it

I'll give it a miss if you dont mind (wow how polite was that)

Caryll wrote:

BlueStaffBlue wrote:I wasn't going to tell you all about my secret amazing bank but since you all so downbeat. You don't need to shut your account down. Just send me your name, sort code and bank account number and Super doper erm tropper bank will transfer the money and shut your old account down for you. Sort all your direct debits out etc it will take only 1 hour to organise.....so who's up for it

Well, I think that sounds a very good offer......................

Keep promoting Caryll cough 50 50