doctors

i know some wont agree with me on this one but doctors need to get in the real world!! if they cant save enough each week for a good retirement then they clearly cant budget!! and we trusting them with the NHS

We've had this discussion before - about pensions, I mean. It always gets a little heated!

my mums pension is going be around £130 week I'm sure a doctor it's going a lot a lot more then that and they think they have a right to moan!! when you getting nothing after 30 year of hard work then you have a right to moan!!

I'm not getting involved in this one!

i hate greed when people get pea nuts

If you have just become a doctor and you sign for smaller pensions then thats fine, but haven't these people signed an agreement and payed into a policy which has been changed after years of paying into it?

but it's not the point what do they get £2000 plus a week depend where you live?


if you cant put £200 away each weeks for your retirement you not budgeting right.

this saving up plus interest and your pension what a great retirement you would have

I'm not famaliar with the health care system over there but in the US they have to pay for medical school and that puts most of them in debt until they are in there mid thirties. Even than they still have to have malpractice insurance so they don't start putting any real money away until they are 40

If they took out a pension scheme that the government has now decided is too much....TOUGH!! it's signed, agreed to and been active for some doctors for over 20 years, you can't just move the goal posts.

some doctors they get £5000 that around $7816 plus each week if you cant save a good amount from that wage god help them.....

BlueStaffBlue wrote:If they took out a pension scheme that the government has now decided is too much....TOUGH!! it's signed, agreed to and been active for some doctors for over 20 years, you can't just move the goal posts.

I agree

BlueStaffBlue wrote:If they took out a pension scheme that the government has now decided is too much....TOUGH!! it's signed, agreed to and been active for some doctors for over 20 years, you can't just move the goal posts.

it's happening to everyone my dad pension scheme they said he would get 3time more back but end up getting less what he put in you don't see my dad moaning about it hes just getting on with it.

Steve it's wrong.
The doctors and your dad paid into a scheme for years in the understanding that they would give people a chance to take their money and invest it how they please while getting paid bonus after bonus and then when they realise they haven't invested as well as they hoped decide instead of not getting any bonus themselves or cutting their own wages would in fact change the payout they agreed to cover for their * up.
Steve why, especially after your own father has been ripped off can you honestly believe they should keep quiet and just be happy with what they get given.

if i was a doctor i would save enough on my own and anything got from a pension scheme would be bonus only people who as the right to moan are the people who are going now going to get peanuits like my dad and mum they have work all their life paying full tax and getting nothing return!!

i will put money on some of these doctors are not paying full amount of tax like the hard working family are doing...

£7,816 + per week I bet they pay a bit

i bet some are avoiding paying the full amount of paying tax

doctor only pay 20% toward their pension the other 80% comes from the tax payers just been said on question night.......

most dr pay the higher rate of tax but a loophole means they get a tax reduction so pay 35% instead of 40% was on radio five live about 15 mins ago and the dr complaining are not practic gp they are locam dr that can earn more than avarage but no garentee on income so goverment needs to take into consideration with final pension payoputs

news just in, the world is fooked and financial markets are greatly underperforming so the governments can't keep promises once made. yes it's unfair but most pay for a badly ran world economy these days. besides, I went to my gp the other day and the baboon filled an online questionnaire and then almost told me 'the computer said you have this....'

The fact is the pension schemes make money.....massive profits. The reason why the government want to cut everyones pension is because they have noticed these schemes are making lots of money so THEY want to dip into it. May I also point out their own pension schemes WILL NOT be effected.
Also the loop holes in the tax system which does not effect the doctors as they are on PAYE not self assessment have been created and used year in year out by guess who "The Government" so they can have reduced tax, so them loop holes will always be there otherwise they cut their nose off to spite their face.

but doctor are getting more wage then the other people and only paying 20% into their pension and the rest 80% is from pay who struggling to have a good retirement. sorry they shouldn't moan because of losing a bit of their pension..

Do you rent your house Steve? What if you had signed a years lease but in 1 hour they turn up at your door and decide they want to let Mr & Mrs Jones live there instead now.........Happy?

if you getting £5000 plus if you cant budget right you are a very greedy person... sorry they doctor need to get in the real world i have made my mind up nothing that you say will change... if i was getting paid that amount every week i would be saving at £4500 every week. £500 a week is enough to have a good life on

everyone is facing cuts doctors are not different i feel the same about the teacher also...

bigwazza wrote:most dr pay the higher rate of tax but a loophole means they get a tax reduction so pay 35% instead of 40% was on radio five live about 15 mins ago and the dr complaining are not practic gp they are locam dr that can earn more than avarage but no garentee on income so goverment needs to take into consideration with final pension payoputs

Isn't paying 35-40% of your pay a big enough contribution already?

Do you think they are going on strike cos they think they aren't earning enough money?????
Your missing the point Steve. If they were on £1 a week they would be on strike, if they were on £1 million a week they would be on strike.
Why do you keep bringing their wages into it.
If you think doctors are on too much money or are dodging tax then maybe you should open another post.
I thought this post was about pension schemes changing after an agreement had been reached and kept to for some people over 30 years and now after paying for 30 years into what was an agreement have decided they are not getting what they agreed to.
If you put £1,000 into the bank and they decided they have changed the system to something you haven't agreed to and you can now draw out only £400 as the other £600 they have decided they are going to keep cos they want to, I think YOU would have something to say about it. I don't think you would say it's ok I can pay my bills and eat with £400.

doctor only paid 20% in their pension schemes the rest come tax payers.

Well I've done my shift
Anyone else wanna try

Only joking Steve

BlueStaffBlue wrote:Do you think they are going on strike cos they think they aren't earning enough money?????
Your missing the point Steve. If they were on £1 a week they would be on strike, if they were on £1 million a week they would be on strike.
Why do you keep bringing their wages into it.
If you think doctors are on too much money or are dodging tax then maybe you should open another post.
I thought this post was about pension schemes changing after an agreement had been reached and kept to for some people over 30 years and now after paying for 30 years into what was an agreement have decided they are not getting what they agreed to.
If you put £1,000 into the bank and they decided they have changed the system to something you haven't agreed to and you can now draw out only £400 as the other £600 they have decided they are going to keep cos they want to, I think YOU would have something to say about it. I don't think you would say it's ok I can pay my bills and eat with £400.

I said I wouldn't get involved, but here's my one & only contribution to this thread........

I TOTALLY AGREE WITH YOU!!!

well the doctor or the teacher will NEVER get my support i don't care how much work they did to get where they are today..... when i see people struggling to make living and all i hear on the news who getting paid very good wage because have a cut back on their pension or wage they need to getting the real world everyone is having a cut back and doctor or teachers are no different to anybody else.

You just don't listen, do you Steve....

BlueStaffBlue wrote:If you put £1,000 into the bank and they decided they have changed the system to something you haven't agreed to and you can now draw out only £400 as the other £600 they have decided they are going to keep cos they want to, I think YOU would have something to say about it. I don't think you would say it's ok I can pay my bills and eat with £400.

i also only going to make one post in this thread

you cant start moving the pension goalposts after documents have been signed its just wrong no matter how much you have earned in your lifetime (thats ivelivent)you take out a policy and it should do as you expect

and my last point is i bet politishons pay less into there pensiomns than doctors but i bet they will get a hell lot more

when the only paying 20% toward their pension schemes i would cut it back even more if i was in control.....

how much do you pay towards your pension schemes caryll?

i pay 50%goverment pay 50%

Steve wrote:when the only paying 20% toward their pension schemes i would cut it back even more if i was in control.....

how much do you pay towards your pension schemes caryll?

Without meaning to be rude, Steve, that's my business & nothing whatsoever to do with this discussion.

bigwazza wrote:i pay 50%goverment pay 50%

why are doctors so different and it's not like they on peanuts also £5,000 plus a week or whatever then on they should be made to pay 80% toward their pension schemes

Whatever you think Steve, you're missing the point. The government has reneged on a written agreement. They should not be allowed to do so.

That's my contribution to this thread finished now!

the point is they getting paid well and not paying their fair share to towards the pension schemes

Steve wrote:the point is they getting paid well and not paying their fair share to towards the pension schemes

No, that isn't the point!

Never mind.

so are you happy that you paying for their pension schemes when they getting a lot and a lot more then you?

in the same sence steve there 4-5 retired doctors thats allways in the local papers that donate time and thousands of pounds to people in third world countrys .
a lot of doc will do free work for people not nhs go round homeless no wages sometimes 20/25 hours a week

+joe public pay 150 a month into pension and get 300 amonth when retires
+mr dr man pay 15000a month in to pension get 2000amonth when retires
joe pub 200%return
dr 125%return
if you pay small amount in you get smaller amount out

I told you, Steve, this isn't about how much or percentages - it's about written agreements & the government reneging on them.

My views on how much they earn or how much they pay versus how much the government pays are irrelevant.

i'm not bothered about other countries i believe everyone should pay their fair share! at the moment the doctor are not doing so we are paying them a good and also look like we giving them a good pension also wrong in my eyes

Caryll wrote:I told you, Steve, this isn't about how much or percentages - it's about written agreements & the government reneging on them.

My views on how much they earn or how much they pay versus how much the government pays are irrelevant.

i'm not bothered about agreements they not paying their fair share....

The strike isn't about how much they contribute or how much the government contributes - it's about the government lying to them & changing things after they have benn set down in a written agreement.

Maybe if you had a monetary agreement with someone (bank/government/loan company, whatever) and they decided that they were going to adversley change the conditions you had both agreed to in writing, you would also be a bit peeved.

That's what this is all about.

well I'm supporting the government on this. I'm sick of seeing people who get paid very well moaning sorry ...... my mum and dad probably didn't earn more £300 between them a week and they been rip off left right and centre by the government (labour & the torys) and they have never moan about they just got on with it.

Steve wrote:my mum and dad probably didn't earn more £300 between them a week and they been rip off left right and centre by the government (labour & the torys) and they have never moan about they just got on with it.

Then maybe it's time that someone stood up for everybody by saying "You can't do that, we have a written agreement!"

what help the doctor who don't pay their fair share? no chance!