Ive decided insurance is the way 2 go!

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Post by Guest Wed Jun 15 2011, 11:39

Okay so ive decided im defo gonna insure the boys, so far we have just put money back every month but i think insurance would be better. Ive had a little look around put am very confused.com lol. In very simple terms lol what type of cover do i need etc etc x

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Post by janey Wed Jun 15 2011, 11:44

I'm with Animal Friends, the medium cover if that helps Smile
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Post by fourstaffs Wed Jun 15 2011, 12:18

pet plan for me bit high on the price side at 75 quid per pup per mth
but it fully covers all thing vet bills and all expencs like advert if they get lost a reward for the same

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Post by burties35 Wed Jun 15 2011, 12:27

I'm with Sainsbury Pet Insurance and thats just £13.00 a month.
It covers each illness or condition upto £7500 with help with advertising for lost pet and payment if the un mentionable happens.
I have not had to claim yet so touch wood everything will run smoothly when and if I do.
Smile
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Post by Guest Wed Jun 15 2011, 12:34

i forgot which one we have, will have to check when i get home, but someone said to me make sure it covers the whole of life, so they cannot refuse to insure you when your dog gets older and may need more treatment

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Post by Guest Wed Jun 15 2011, 15:36

i looked at sainsburrys and that seemed a fairly good price and gave a small discount 4 second dog, Thanks everyone x

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Post by Guest Wed Jun 15 2011, 15:44

fourstaffs wrote:pet plan for me bit high on the price side at 75 quid per pup per mth
but it fully covers all thing vet bills and all expencs like advert if they get lost a reward for the same

HOW MUCH????? £75 per month per dog? Wow, that's SO overpriced!

I'm with Sainsbury's on the highest plan which gives £7500 per illness for life. It was £13 per month, but is going up this month to £17 per month because I claimed over £3000 last year! I can live with that.

You need to have a look at....

1. What's the level of cover per illness?
2. Is the cover per illness for life & not just for the policy year?
3. How much the 3rd party liability is?
4. How much excess can you afford? (The more you can afford, the less you'll pay on the insurance)
5. Do you get a payment on death of the dog equal to the amount you paid for it?
6. If your dog is lost/stolen do you get help with advertising/reward money?

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Post by chloexxx Wed Jun 15 2011, 16:32

John Lewis 28 per month for both dogs 7000 per condition per yer lifetime cover 75 access
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Post by Guest Wed Jun 15 2011, 16:47

Pet Plan £26 per mth £7500 per illness for life

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Post by Guest Wed Jun 15 2011, 16:52

i'm with pets at home and it costs £15 a month for a life time policy

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Post by haddy Wed Jun 15 2011, 19:32

direct line £9.54 a month, cant remember the specifics of it all but its a good one
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Post by Guest Wed Jun 15 2011, 20:20

I'm with animal friends, £11.50 a month for the superior policy, it's got everything you'd need.

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Post by fourstaffs Wed Jun 15 2011, 21:42

Caryll wrote:
fourstaffs wrote:pet plan for me bit high on the price side at 75 quid per pup per mth
but it fully covers all thing vet bills and all expencs like advert if they get lost a reward for the same

HOW MUCH????? £75 per month per dog? Wow, that's SO overpriced!

I'm with Sainsbury's on the highest plan which gives £7500 per illness for life. It was £13 per month, but is going up this month to £17 per month because I claimed over £3000 last year! I can live with that.

You need to have a look at....

1. What's the level of cover per illness?
2. Is the cover per illness for life & not just for the policy year?
3. How much the 3rd party liability is?
4. How much excess can you afford? (The more you can afford, the less you'll pay on the insurance)
5. Do you get a payment on death of the dog equal to the amount you paid for it?
6. If your dog is lost/stolen do you get help with advertising/reward money?

doh ment for the pups all togher but it is a very high payout for illness vet bills £6000 pa and long term care life time of dogs
3rd party is £2mil
75 pounds excess
yes payment on dath of dog
£1000 For advert +pet line for advice kennlling fee for two weeks

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Post by Bruno311210 Wed Jun 15 2011, 21:45

I'm with sainsbury's £18.55 a month Big Grin
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Post by Guest Wed Jun 15 2011, 21:50

fourstaffs wrote:
doh ment for the pups all togher but it is a very high payout for illness vet bills £6000 pa and long term care life time of dogs
3rd party is £2mil
75 pounds excess
yes payment on dath of dog
£1000 For advert +pet line for advice kennlling fee for two weeks

To be honest, you're still paying over the top! Mine is £17 per month for £7,500 per illness for life with a £3,000,000 3rd party, payment of up to £1000 on death of dog & money towards advertising (can't remember how much, but I think it's there or thereabouts the same) with kennelling if I'm incapacitated & can't look after the dog. Mine is also £75 excess.

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Post by Guest Wed Jun 15 2011, 21:56

I'm also with Sainsbury's same as Caryll's

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Post by fourstaffs Thu Jun 16 2011, 00:59

shontelle wrote:I'm with animal friends, £11.50 a month for the superior policy, it's got everything you'd need.
try that for the superior one they wonted 80 and the limits on what you can clam whre less you must live in a safeer postcode than me have this trubble all the time

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Post by fourstaffs Thu Jun 16 2011, 01:07

fourstaffs wrote:
shontelle wrote:I'm with animal friends, £11.50 a month for the superior policy, it's got everything you'd need.
try that for the superior one they wonted 80 and the limits on what you can clam whre less you must live in a safeer postcode than me have this trubble all the time
lol just done a online qoute for the it came to 138pm for the same plane i am on now i think the pick the prices out of a hat

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