Is this a good offer

Hi everyone , we are looking for pet insurance the lowest offer i have had is from Animal Friends , they offer a lifetime condition of twenty thousand with a Annual condition limit of two thousand, Excess is 99 pounds, PL Property Damage
is 75 pounds, it's £19.83 a month, the vet told us to get a lifetime one and this is the best offer so far , thanks for any reply's .

Be warned... some policys ask you to pay for all the treatment upfront... I believe the pdsa do one where the Vet and the insurers deal with everything for you.

Just a thought.

Mines £12 a month for there top cover, £75 excess.

I'm with animal friends but am yet to make a claim, although I have been chatting to them today as Moo has a dodgy leg atm and I wanted to find out how to claim if needed, they said with regards to paying up front that that is a decision your vets would make Xx

mickgill wrote:Hi everyone , we are looking for pet insurance the lowest offer i have had is from Animal Friends , they offer a lifetime condition of twenty thousand with a Annual condition limit of two thousand, Excess is 99 pounds, PL Property Damage
is 75 pounds, it's £19.83 a month, the vet told us to get a lifetime one and this is the best offer so far , thanks for any reply's .

That sounds quite expensive, tbh. Which others have you looked at?

Thats expensive shop around ,we used compare the meerkat and got a free sergi ! also pet ins from the pdsa which also covers overseas it cost £9 a month . Gave the meerkat to my mam who was delighted !!!!!!

harlou wrote:Thats expensive shop around ,we used compare the meerkat and got a free sergi ! also pet ins from the pdsa which also covers overseas it cost £9 a month . Gave the meerkat to my mam who was delighted !!!!!!

Tried pdsa they don't do a life package ie if Duke was to get diabetes he would only been covered for 12 months . the best they offered me was £18.40 a month but its for 12 months, at the moment i can not find a lifetime policy cheaper that animal friends .

I pay £20 per month each but the cover is way better with unlimited condition , 9K per year and it was PAH policy unfortunately they've just changed it to worse deal

Rocky is insured with Argos on a lifetime policy for 15.50 approx per month, it's their platinum policy.

Have you tried either Argos, M&S or Sainsbury's?

also keep an eye on the excess as Sainsbury's changed last year from £75 to £75 + 10% of the total bill!!

I went direct with Axa in the end this year

Mine is still £75 flat. I take it the 10% is for new customers?

Quite possibly but they nearly doubled my premium at renewal

Thanks for the advice everyone , took Argos lifetime , £19 a month