dog insurance

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Post by stevez Sun Aug 24 2014, 17:25

hello, can anyone suggest a good value for money dog insurance with a good cover, thanks.

ps. what prices do any of you pay.

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Post by janey Sun Aug 24 2014, 17:43

I can recommend animal friends - I have claimed from them and it was simple, whatever you do just make sure you get lifetime cover Xx
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Post by stevez Sun Aug 24 2014, 17:46

i was looking at kennel club insurance, it costs 22 pounds a month, i have an excess of 85 pounds and for every vet fee i have to pay 10 per cent of the fees, i get 5000 pounds vet fees a year, lost or stolen, and some other little things, i am now doing a quote on money supermarket.com, yes lifetime cover of course or that the fees re new each year.

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Post by Kathy Sun Aug 24 2014, 18:44

I could recommend Argos, they paid out for a claim very quickly, now with More Than due to increase in monthly payments.

Have a look at the Pet Insurance forum section:


https://staffy-bull-terrier.niceboard.com/f28-staffordshire-bull-terrier-pet-insurance
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Post by Sazzle Sun Aug 24 2014, 19:02

I'm with animal friends too, think I pay about 12 pounds a month and am covered for 4k but it's not a lifetime policy x
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Post by stevez Sun Aug 24 2014, 19:06

i only want a lifetime one, the kennel club one isnt bad at 22 pounds a month, still really not sure what insurere to go for, ive got 4 weeks kennel club for free and another 4 weeks from my vet so ok for 2 months

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Post by Mia05 Sun Aug 24 2014, 19:09

I dnt get insurance for mia shes too old apparently
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Post by Rachel33 Sun Aug 24 2014, 19:28

I'm with Animal Friends, haven't had to claim yet but pay £11 a month. Was with pet plan but my premium went up by £8 in 2 years without making a single claim! Was paying £26 a month in the end, was silly!
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Post by Kathy Sun Aug 24 2014, 19:30

Rachel33 wrote:I'm with Animal Friends, haven't had to claim yet but pay £11 a month. Was with pet plan but my premium went up by £8 in 2 years without making a single claim! Was paying £26 a month in the end, was silly!

They did just the same thing with us too Rachel, we now pay about £18 per month with More Than on a lifetime policy.
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Post by ColinW Sun Aug 24 2014, 19:57

With argos the now about £8 not had to claim yet though.
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Post by freyj4z Sun Aug 24 2014, 20:46

I pay £20 with tesco, but I'm thinking of looking at Animal Friends. Recently had awful experience with pet plan.
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Post by Lynn&Pete Mon Aug 25 2014, 16:11

We paid £160 for the year with Animal Friends. A word of warning, the insurance has a 14 day illness and a 5 day accident waiting period before it started, so sort it at least a fortnight before you need cover.
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Post by stevez Mon Aug 25 2014, 16:17

What do you mean? I was going to start cover from now (10 weeks old) or should I wait until I need it?

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Post by Lynn&Pete Mon Aug 25 2014, 16:23

We waited until the day her kc insurance ran out. I phoned to buy the new cover but had this waiting period.
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Post by stevez Mon Aug 25 2014, 16:25

Why didn't you carry on with the kc insurance? It's seems ok

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Post by Lynn&Pete Mon Aug 25 2014, 16:27

Just the price I think. Full cover for £160 per year.
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Post by Kathy Tue Aug 26 2014, 09:58

stevez wrote:What do you mean?  I was going to start cover from now (10 weeks old)  or should I wait until I need it?

What Pete means is that most insurance policies will have a 14 day settling in period (this means you cannot make a claim within the first 14 days of the policy), best to let the old policy overlap by a couple of weeks to make sure your dog is covered.
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Post by Lynn&Pete Tue Aug 26 2014, 10:02

Yep, what Kathy said. thumbs up
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Post by stevez Tue Aug 26 2014, 11:23

Ok

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