Cash ISA

i could believe my eye when i went to renew my it's only 2.0 at lloyds i been look around

Virgin
normal cash ISA = 2.40%
Fixed until 15th Nov 2013 = 2.64%
Fixed until 15th Nov 2015 = 3.0%

Barclays
normal cash ISA 2.64%

I have no idea what that is

it's a saving account a normal acount you only getting something like 0.01%

Savings?? What are these!?

not a lot but any free money is a plus

must be nice to be able to save every time i get any spare dosh something pops up

i got very little saved but what i have save i want the best return

i got 78p on my savings last month

78p more then you had the month before

We use my Isa through TSB for Jenny getting older as I don't have much in the way of savings myself and get a decent deal I think 3 % or something, the kids savings accounts are rubbish

lloyds as drop it down to 2% you may have a fixed rate but they will drop down when you renew it

I'm in the 2nd year now of a fixed rate , I'll move it if it's no good when it finishes , we started it a few years ago as a college fund / growing up fund and I want her to have something I didn't when I got older.

the best one i can find virgin do you think your money is save in northenrock?

http://bank.virginmoney.com/savings/find/results/isas/

I want to join barlcys to get the card with my face on it lol but i dunno if we even have any here

i bet there one in your town centre

I have an ISA and its got 49p in it

Steve wrote:i bet there one in your town centre

There isn't, i have a northern bank and an ulster bank thats all. The closest city might have one but i'm not sure.

you want to put away £3/£4 every week it all added all

4 X 52 = 208 X 3.0% = £6 i know it not alot but it free money if you dont touch it and keep adding to your ISA account

2 years = 433 = £11 free money
3 years = 658 = £17 free money

i know it rubbish at first but in 10 year doing this

without all the free money u have made over the year

if you save £4 every week you will save £2080 you make £55 free money on then but i think you be closer to £70 with he interest you made over years

I bank with Nationwide Building Society (not a bank so no fat cats, all interest goes to account holders not share holders)

They do an ISA with up to 2.5%. See link below:

http://www.nationwide.co.uk/isas/compare-isas/default.htm

the 3% withe virgin look better >

Just rechecked and in 2nd year of our ISA we get 3.6% gross so I'm happy with that

i'm going do a fix 3 year ISA and with my luck half way thru it the % will increase