dog insurance

just had billys insurance renawal in was with aa last year £12.96 gone up to £23 and exess gone from £50 to £70 looked on line got same deal at tesco for £9.99 a month exess £50 both were top range gold so pays to shop about

I think isurance companys have you over a barrel though. I don't think you can get life cover when you swap and then they manage to get away with never having to pay out by claiming it was a prior illness, and if you stay with your usual then the premiums go up. Win win for them!

But yes I have insurance and due for renewal in a month!

how much do you pay and who with

I'm with animal friends and only have the basic cover which is really cheap. I have £90 excess but don't think it covers a lot, couldn't afford much more, but it covers accidents and thats my main one at the mo. But its not life cover, which is recommended on here

I was with Marks & Spencer, but they wanted to double the premium, so i switched to Sainsbury's. I pay just over £13 a month, with a £75 excess. Seeing as Dempsey's vet bills over the past year have totalled about £3000, I reckon I'm doing ok at the moment!

i have to have top of range a bill is acident prone lol

I would if I could afford it, I guess I have never had a problem...yet...and although its basic its better than none. I may regret that but as I haven't had to claim or pay out then we're ok for now.

I had insurance for Bandit from 6 months until he died, and never claimed once! Dempsey's not yet 2 years old, & I've already claimed 2 whopping great bills!

Im glad we got Logan isured on a whole life policy. But its not cheap. £30 a month, but with his scan coming up tomorrow it might be worth it. If there's nothing wrong with him we'll shop around but when i was told there might be a problem with him i didnt have time. I just wanted him covered.

Tesco are doing 50% off pet insurance at the mo

Hayley109 wrote:Im glad we got Logan isured on a whole life policy. But its not cheap. £30 a month, but with his scan coming up tomorrow it might be worth it. If there's nothing wrong with him we'll shop around but when i was told there might be a problem with him i didnt have time. I just wanted him covered.

Thats the cover i have for Cairo with petplan.Its called covered for life,and if she gets an ongoing illness,they will keep paying for treatments and meds.Its about £27 a month,so pritty much the same as you pay.

I'm with the PDSA, I have their middle cover and it was £75 for the year, paid it all in one.

I looked around everywhere and they were the cheapest, she's coming up for renewal in June, so will begin hunting around soon.

Lisa & Cairo wrote:

Hayley109 wrote:Im glad we got Logan isured on a whole life policy. But its not cheap. £30 a month, but with his scan coming up tomorrow it might be worth it. If there's nothing wrong with him we'll shop around but when i was told there might be a problem with him i didnt have time. I just wanted him covered.

Thats the cover i have for Cairo with petplan.Its called covered for life,and if she gets an ongoing illness,they will keep paying for treatments and meds.Its about £27 a month,so pritty much the same as you pay.

Yeah Logan is with Petplan. With his scan tomorrow it'll be paying for itself already!its £1200. Only had the policy a few weeks too. Hope they pay out.

Best get some then!!!! Oops!! Was plannin to when I get paid since my mate told me a horror story of an accident his brother-in-law had with his lab!!

I aint got kaiser insured yet just been searching for quotes and john lewis do lifetime cover 7000 a year and 75 excess for 13.79 a month which i thought was really good or if your dog is accident prone you could get them covered up to 10,000 a year 75 excess for 14.79 a month

Sainsbury's is a little over £13 per month for Dempsey & is for £7500 per illness for life with a £75 excess.

Always make sure that the cover is per illness, not per year. Otherwise, if your dog develops a long term illness, you may only be covered by the insurance for a year!

im with tescos also.started off at £10 per month and now up at £15 a month.dont mind it tho as wouldnt not have him insured.

Hayley109 wrote:

Lisa & Cairo wrote:

Hayley109 wrote:Im glad we got Logan isured on a whole life policy. But its not cheap. £30 a month, but with his scan coming up tomorrow it might be worth it. If there's nothing wrong with him we'll shop around but when i was told there might be a problem with him i didnt have time. I just wanted him covered.

Thats the cover i have for Cairo with petplan.Its called covered for life,and if she gets an ongoing illness,they will keep paying for treatments and meds.Its about £27 a month,so pritty much the same as you pay.

Yeah Logan is with Petplan. With his scan tomorrow it'll be paying for itself already!its £1200. Only had the policy a few weeks too. Hope they pay out.

They will pay out,i had only got Cairos cover a few weeks,and she had to have a stomach operation because she swollowed a part from a ''indistructable toy'' She was in overnight on drips and stuff after,and the grand total was £865!

I'm shopping around, the Sainsbury's insurance looks great they even allow £250 for behavioural conditions. Look at their exempt list though, all these breeds are uninsurable!

* Pets that are an American Pit Bull Terrier, Dogo Argentino, Fila Braziliero, Japanese
Tosa, Perro de Presa Canario, Pit Bull, Pit Bull Terrier, Sharpei, wolves or wolf hybrid, or
a dog crossed with these, or any animal registered under the Dangerous Dogs Act 1991
and The Dangerous Dogs (Northern Ireland) order 1991 or Dangerous Dogs (amendment)
Act 1997 or any subsequent amendments or a dog crossed with any of these. Also
pets that are an American Bulldog, American Bullmastiff, American Staffordshire Bull
Terrier, Beauceron, Bernese Mountain Dog, Bordeaux Mastiff, Bullmastiff, Cane Corso,
Czechoslovakian Wolfdog, Deerhound, Dogue Brasileros, Dogue de Bordeaux, Irish
Staffordshire Bull Terrier, Mastiff, Neapolitan Mastiff, Northern Inuit, Pyrenean Mastiff,
Sarlooswolfhound, Spanish Mastiff, Tibetan Mastiff, Tosa Inus, Utonagan.

They are all considered 'high risk' or banned dogs. Most insurers in this counrty will be the same.

As Caryll said, a lot of those dogs on that list are actually banned, and also high risk. It's like car insurance companies who won't insure young drivers, or certain types of car.

Sid now has the dogs bo!!ox insurance!! Fully comp!! Went with john lewis in the end!!

full MOT if ever needed then!!

Yep!! Hopefully won't need it but should be covered if anything ever does happen!!

I have just changed my pet insurance for Logan from PETPLAN (£33 A MONTH) to Protect your Bubble for £11 a month on their premium plan. so i've just saved myself 20 quid a month!!! I have yet to find out what their customer service is like etc....but knowing Logan it won't be long!!