Increasing insurance costs

Last year I insured Bailey with M&S for £9.50 per month for their top rated policy which I thought was quite reasonable. They've just sent through the renewal form however and it has jumped to £16.99 even though I have never made a claim and she is just three years old now. I phoned up to enquire why it was so much higher and the basic answer that kept coming back was that it was mainly down to being a staffie. Has anybody else seen this kind of jump in premiums? Any suggestions on where to go?

Did you also get a first time customer discount on line last year?

Dempsey's was with M&S last time & they increased his renewal by £14 per month - partly cause I'd claimed, but also because you don't get the new cistomer discount.

Yes I did get the first time discount last year but that only accounts for 15%. The price here has almost doubled despite no claims and she is still relatively young.

I think most of them have gone up to an extent. Try shopping around - Sainsbury's is pretty good.

I'm with the PDSA at the moment, It was £75 for the year, so around £6.25 a month, I'm actually dreading getting new cover, I'm going to try PDSA again, and hope that as a 'valued' customer I'll wangle a decent price!

Yep.Cairos with pet plan,and it jumped from £21 a month to £26 becuase she is a staffie too The only reason i stay with them is becuase shes covered for life,if she needs any ongoing treatments,they will pay.

Cornish-Muscle wrote:I'm with the PDSA at the moment, It was £75 for the year, so around £6.25 a month, I'm actually dreading getting new cover, I'm going to try PDSA again, and hope that as a 'valued' customer I'll wangle a decent price!

Is that for the highest level of cover?

Lisa & Cairo wrote:Yep.Cairos with pet plan,and it jumped from £21 a month to £26 becuase she is a staffie too The only reason i stay with them is becuase shes covered for life,if she needs any ongoing treatments,they will pay.

It makes me wonder if we will soon be looking at £100 per month a few years down the road seeing how things are going. Cairo is young now so what will they be asking in 5 years time? This premium for having a staffie is ridiculous though because as breeds go they are one of the healthiest out there. I wonder if we are simply more at risk from opportunists making claims for public liability who automatically name any problem dog as a staffie.

ashleyk wrote:

Cornish-Muscle wrote:I'm with the PDSA at the moment, It was £75 for the year, so around £6.25 a month, I'm actually dreading getting new cover, I'm going to try PDSA again, and hope that as a 'valued' customer I'll wangle a decent price!

Is that for the highest level of cover?

As far as I remember yes, if not that it'll be their middle one. I could dig out her papers, but really can't be bothered right now lol

No worries I was just trying to get a rough idea. I just tried with the Halifax and they wanted £29.67 per month!

Wow. I have to admit, I was expecting Mollys to be a lot more expensive, I used a comparison site to find the best one.

I've just got my renewal from Sainsbury's and its the same as last year

ashleyk wrote:No worries I was just trying to get a rough idea. I just tried with the Halifax and they wanted £29.67 per month!

How much! And they expect people to take that? They must be mad! I'm with Sainsbury's & they charge me £14 a month for the top cover. Sounds expensive, I know, but that's because Dempsey's a bull terrier & they're even worse to insure than a staff!