Pet Insurance Cover (options)

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Post by Kazza79 Mon Mar 12 2012, 19:35

wave Hi everyone,

I have a 10wk old puppy called Milan. Milan has just had her 10wk injection and has been micro-chipped. With the chip she has 4 weeks free insurance with pet plan, i have today been looking at quotes with various companies and would appreciate some advice on the type of cover to take out. I have been looking at annual cover and life cover, for affordability reasons the annual cover is looking pretty tempting, however are there any long term health concerns related to staffies that maybe i should take into considersation? or do any of you have any experiences that you could share with me?, so that hopefully i can come to the best decsion.

Milan is our first family dog and i just want to make sure i'm doing the best for her and us, so your replies would be greatly appreciated Big Grin
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Post by Gazagem Mon Mar 12 2012, 19:47

With our last dogs we put money aside in a bank account but we were lucky as they never needed the vets apart from normal spaying and jabs both dogs lived to a healthy 12 and 11 yrs and were gsds so big dogs with normally quite a few health issues
We haven't needed to start an account for our 2 now as there is still a bit already put aside

It's not everybody's ideal way but it has worked for us so far
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Post by Kathy Mon Mar 12 2012, 19:52

Have a link at the link below to where this subject has previously been discussed. There are some quotes in there too which members have received.

https://staffy-bull-terrier.niceboard.com/t14803-insurance?highlight=insurance
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Post by Kazza79 Mon Mar 12 2012, 21:20

Thanks for the replies, i still have a few weeks to decide so will look into it further. I think the main concern i have heard about with staffies is cataracts, so i guess i will look into that a bit further, like if Milan was to develop this what the treatment would entail? for how long? etc, as from what i have found annual cover would just cover treatment for that period of time, and, life cover would provide any ongoing treatment. i surpose its like with any insurance its the risk you take worried
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Post by Kathy Mon Mar 12 2012, 21:23

Rocky has life cover with Argos which costs approx £15.00 per month.
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Post by Kazza79 Mon Mar 12 2012, 21:28

ahh did'nt know they did life cover will look for a quote with them, pet plan quoted me £24 and £34 a month depending on the amount of vet fee coverage. thanks
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Post by Guest Mon Mar 12 2012, 23:24

I use Sainsburys - £7500 per condition for life with an excess of £75. It costs me £17 a month, but that's because I made £5000 worth of claims during the 1st year!

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Post by Kazza79 Tue Mar 13 2012, 09:00

thanks guys think i will be looking for life cover and will defo shop around a bit, as i think pet plan are a bit expensive
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Post by lovemystaffies Sat Mar 24 2012, 20:39

Only just picked up on this. We have always insured with Tesco, they pay up like a dream, even covering hydrotherapy when Murphy had cruciate ligament repair. We currently pay £26 per month total for him (aged 9) and Madge (aged 2). it's not always the amount you pay out but if the company pays the account without resorting to the small print and saying it's not covered.

I appreciate that some people just save the amount each month but if you're faced with a £2,000 bill for investigations (personal knowledge of this) it's unlikely that you'll have that put by.

Always your choice.

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