Do you have pet insurance?

Do you have pet insurance?

Yes, & it's a good job, too. In the past 7 months Dempsey has cost over £3000 at the vets!!

I need to get it keep forgeting to get it sorted

yeas i have for Katie i wish i had it for pixie the cat now.

How is your cat anyway shane?
Its something that I need to sort out for Blue
Got his boosters to pay for in the next couple of weeks then I will be looking at insurance

ah hes grand now apart for the stitches all the way up his stomach, just gone up to the in laws for recuperation, no kids to bother him,

ye was one of the first things i sorted when i got him

I had it for Nitro which was a good thing as in his last few months i was buying him insulin and his trilostane for his cushings cost $315 for a 3 month supply, then there was his eye removal op and his other hospital visits. I got back 80% of the money that i paid, the only down side was that i had to keep paying for another 8 months after he passed away as we had to finish off the policy period, i am now considering it for Harley if the other days incident is repeated.

Need to get this asap !! thing that bothers me mrs is paid monthly and baby on way .. but a work agencie drivin forklifts.. or fixing cars as homers as am an auto spark .. so cash in hand MOST weeks so dont reeli wanty leave it to the mrs to pay it tbh. but do we have to pay the vet's first !!?? or can we just claim soon as shes been to the vet my local vet don't get me wrong is very good in the area but is PRICEY ... any help ?

It really depends on the vet. Some want you to pay up front, or they'll arrange a 'loan' with interest until the insurance company pays out. Mine asks for a £20 admin fee (plus the excess, which for me is £75) and then they do a direct claim. If you find (or already have) a good vet, keep on their good side if you can. It pays in situations like that. My vet's actual policy is the customer pays up front & then claims back themselves, but I've never given them problems (but I've given them a lot of business!) so they'll do a direct claim. Always ask your vet what would happen if you needed to make a claim - ie would they do a direct claim on your behalf.

our vet does the claim direct, we have to pay the first 60 euro ourselves and then they do the rest