Insurance

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Post by Gemmz Mon Sep 17 2012, 21:37

I am trying to consider all things and plan properly before I get my dog however, I have recently had a few chats with various people and I am told that I will need to get insurance for my dog? This is something I hadn't considered or accounted for? Is Insurance recommended and does anyone know any good insurers to look at?

Ta

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Insurance Empty Re: Insurance

Post by Guest Mon Sep 17 2012, 21:40

Insurance is invaluable asthey can run bills up very quickly if you're unlucky , however saying that we had a claim when Tilly was about 10/11 weeks and hurt her back leg and nothing since.
I'm with Pets at Home after moving from Direct Line last year but the PAH policy has change a little now and not quite as good so can't come up with the best recomendation for you

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Insurance Empty Re: Insurance

Post by Guest Mon Sep 17 2012, 21:41

I've moved your post into a more appropriate section by the way hope you don't mind

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Insurance Empty Re: Insurance

Post by Guest Mon Sep 17 2012, 21:42

One thing you have to be aware of nowadays is the cost of veterinary treatment - it's colossal!

Some people prefer to put away a certain amount a month into a seperate account to pay for any vet fees, some prefer to get insurance.

I'm in the lattaer category - and I'm glad of it! In Dempsey's 3 short years so far he's cost in the region of £5500 in vets fees, of which I've only paid about £200 excess. I also think it's important to have 3rd party liability cover. Some household insurances will cover a dog for 3rd party damage/injury but not all.

I started off with M & S (good, but doubled the premium on renewal so I changed) and Sainsburys. I've no complaints with Sainsburys & have recently renewed with them for a second year.

If you do get insurance, look for one that gives you lifetime cover per condition, not one that only covers each condition for one year.

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Insurance Empty Re: Insurance

Post by Gemmz Mon Sep 17 2012, 21:54

Thanks! Some good things to consider! I didn't realise that Sainsbury's covered pets? Wow! I still have a lot of work to do! Thanks again guys!

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Insurance Empty Re: Insurance

Post by goldie87 Tue Sep 18 2012, 10:45

I've got insurance with More Than which includes life time cover, they pay the vets directly and a whole other list of benefits. Currently paying £13 a month.
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Post by Guest Tue Sep 18 2012, 10:48

More Than for an EBT was a horrendous price! Just goes to show it's worth shopping around! Big Grin

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Post by Guest Tue Sep 18 2012, 10:57

Insurance is a very good idea. It gives you peace of mind and ensures your dog will be taken care of

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Post by goldie87 Tue Sep 18 2012, 13:00

Caryll wrote:More Than for an EBT was a horrendous price! Just goes to show it's worth shopping around! Big Grin

That's odd, I thought it would have been the same for a SBT and a EBT. I shopped around for days and found it was the cheapest for me.
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Insurance Empty Re: Insurance

Post by Kathy Tue Sep 18 2012, 13:34

Have a look through some of the threads below for info on all different types of insurance companies:

https://staffy-bull-terrier.niceboard.com/f28-staffordshire-bull-terrier-pet-insurance
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Post by Guest Tue Sep 18 2012, 13:37

goldie87 wrote:
Caryll wrote:More Than for an EBT was a horrendous price! Just goes to show it's worth shopping around! Big Grin

That's odd, I thought it would have been the same for a SBT and a EBT. I shopped around for days and found it was the cheapest for me.

Not for what I wanted - I wanted the top cover because EBTs are known to eat things they shouldn't & therefore have more risk of surgery. Sad

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Post by goldie87 Tue Sep 18 2012, 14:26

Caryll wrote:
goldie87 wrote:
Caryll wrote:More Than for an EBT was a horrendous price! Just goes to show it's worth shopping around! Big Grin

That's odd, I thought it would have been the same for a SBT and a EBT. I shopped around for days and found it was the cheapest for me.

Not for what I wanted - I wanted the top cover because EBTs are known to eat things they shouldn't & therefore have more risk of surgery. Sad

That's what I've got though? The best one they offer
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Post by Steph&Sash Tue Sep 18 2012, 15:03

I got insurance for Sash as soon as i brought her home. Went onto comparethemarket website and found that Animal Friends were the cheapest. We pay £5.60 a month pet insurance for Sasha.
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Insurance Empty Re: Insurance

Post by Gemmz Thu Sep 20 2012, 18:31

Thanks everyone! Very helpful!x

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Post by kelpie Thu Sep 20 2012, 19:16

My staff is with John Lewis's... my Collie is with More than,... shop around.. be aware to that most policies you can't claim in the first 4 weeks. But i've always had my dog's insured and the peace of mind has been worth every penny.
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